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Talking about debt is more important than ever before, especially in times of the cost of living crisis. There are also regulatory changes in the debt sector. Debt Talk podcast series here to explore the views of a diverse range of communities in the debt sector - from debt collections, enforcement agents, and alternative lenders to debt advice charities - and understand the support needs of debtors in such a challenging time.

Ripon Ray has been working in the debt advice sector for over 12 years. He is also a frequent debt expert on the BBC. He is a debt trainer for AdviceUK. He also managed debt advisers and managers under the Money Advice & Pension Service contract. More on Ripon Ray here: www.yourdoctordebt.com

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